even if not to make money

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Agricultural insurance is a commercial insurance policy or insurance
Positioning of agricultural insurance is very important, as a policy-oriented insurance, even if not to make money, insurance firms for their own reputation and increase business volume will do it. But if positioned as commercial insurance, companies can choose not to, which is obviously not conducive to the development of agricultural insurance
Recently, the State Council Legislative Affairs Office on the agricultural insurance regulations to the public for comments. Develop Agricultural Insurance Regulations, so that agricultural insurance law, is a step forward, but after all, is the draft, is not mature enough, which has a lot of problems is debatable, especially agricultural insurance positioning and business model, requires further clear. 16, Foreign Trade University, Professor Wang Guojun Insurance Institute accepts Economic Herald reporter said. Draft,ugg boots sale uk, the agricultural insurance policy from the previous insurance is explicitly for a state-subsidized commercial insurance. In this regard, Wang Guojun, said, This positioning contrary to the intention of agricultural insurance, irregularities. Positioning to change insurance firms or exit Our country is a large agricultural country, agricultural insurance policy implications based on the introduction, in order to promote agricultural development, food security and agricultural market stability. Wang Guojun said. The commercial insurance for draft positioning, Wang Guojun that agricultural insurance with policy, public, service, disaster compensatory, non-profit and other characteristics, there is a fundamental difference with commercial insurance. Agricultural Insurance after 20 years of development,Ugg Boots Canada, its policy has been very clear positioning. Since it is a commercial insurance, it is the way to go commercial, self-financing, without state subsidies. Such statements inherently self-contradictory. For why should be changed to a state-subsidized commercial insurance, Wang Guojun it is not solution. Department of Insurance and Risk Management, Nankai University Professor Jiang Xing, told reporters on the Herald, agricultural disaster event, usually a large area, the loss is relatively serious. The vehicles and other commercial insurance distress situation is fortuitous and independence. This is the agricultural insurance and commercial insurance is different from At present, China's Shaanxi and other places, in addition to tobacco and a handful of insurance risk in agriculture to make money, the majority of agricultural insurance is a loss. Wang Guojun said. Shandong is a major agricultural province, the province has 60 counties (cities, districts) is carrying out a pilot agricultural insurance policy undertaken by the branch of PICC Shandong Province,http://www.pasthsc.com.au/ugg-australia.asp, China United Insurance Shandong Branch, Anwar insurance Shandong Branch Shandong Branch and the Pacific Insurance Company underwriting units as. Herald reporter from the Shandong branch of PICC learned from 1982 to 2004 agricultural insurance run for 22 years, the company's agricultural insurance business average combined ratio over 117% heavy losses. Commercial insurance is the most definitive characteristic profit. Wang Guojun that the positioning of agricultural insurance is very important, as the insurance policy, even if not to make money, insurance firms for their own reputation and increase the volume of business will be to do it. But if positioned as commercial insurance, companies can choose not to, which is obviously not conducive to the development of agricultural insurance. Mutual insurance mutual insurance status be clarified related agricultural policies in our country was once advocated. This year, the central document made it clear that supporting the development of fishery mutual insurance. 2009 Central One document also proposed to accelerate the development of agricultural insurance policies, to encourage mutual assistance and cooperation in rural development and business insurance. However, the Herald reporter noted that in the draft, the mutual insurance agricultural insurance are excluded from outside. In addition, insurance companies, insurance agencies is limited outside of the exit time for two years, mutual insurance organizations of their own by the farmers, without capital, not for profit, low cost, of which the development of fishery mutual insurance association has been shown to be more mature . Wang Guojun said. It is understood that China Fishery Mutual Insurance Association, nearly 20 years of history. The early 1990s, due fisheries insurance market risk, high claims, commercial insurance companies to exit. To this end, the Ministry of Agriculture in July 1994 established a Chinese fishing Shipowners Mutual Assurance Association (later renamed as China Fishery Mutual Insurance Association). Last year, 930,000 people fishery mutual insurance underwriting fishermen, fishing boats 73000, collection of premiums 1.06 billion yuan, 178 billion yuan provides protection for 18 years the risk reserve accumulation reached 800 million yuan By contrast,Ugg Boots Outlet, last year each commercial insurance companies to carry out agricultural insurance (except fisheries outside) received a total of 17.4 billion yuan premium (including the central financial subsidy 9.7 billion yuan), but only provide 650 billion yuan of protection mutual insurance organizations ignoring years of effort and practice, will be a Things kicked relatively mature, apparently ill-conceived. In this regard,Australia Ugg Boots, Wang Guojun expressed. It is understood that voluntary mutual insurance is organized by the farmers, prepay certain risk sharing payment of compensation as a form of insurance, with the masses, the Freemasons, public welfare, flexible features, many experts believe, the more responsive the moment China's agricultural development.
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